Phone: Extension #119

Education, Training, Experience:

A third generation financial advisor and entrepreneur, Rich has formed three successful companies and built two office buildings from ground zero. Although he has worked with people from all walks of life, he has focused his practice primarily around high income and high net worth professionals that need him to “quarterback” their specific situation. Rich prides himself in assembling the best financial team to address and solve each individual’s specific needs be it tax reduction strategies, asset protection, legacy and business succession planning or estate preservation techniques to preserve the wealth they have worked so hard to accumulate over the years.

He has enjoyed the client friendships he’s developed all over the United States, since beginning in the financial services industry back in 1989. He has had the opportunity to speak in front of thousands of people over the years at churches, business owner functions, and client as well as public seminars and workshops on various financial topics. Rich is working to put the finishing touches on his company’s second edition of the book, Financial Synergy. He believes there’s great strength in having a financial team working together on behalf of a client rather than several individuals not communicating or collaborating together which is often the case he sees happen. He has been investing since age eight and is a firm believer that “It’s not what you necessarily know but what you don’t know that can cost you even more” and his mission is to help uncover what clients don’t know about their unique financial situation.

Degrees

• Bachelor of Science, Business Administration/Finance (1991) Central Michigan University, Mount Pleasant, MI
• CERTIFIED FINANCIAL PLANNER^TM (1994) College for Financial Planning, Greenwood Village, CO.

Certifications

• Investment Advisor Representative
• Life/Health/Disability Insurance License (1989)
• Board-Certified, College for Financial Planning

Professional Involvement

• Member, Chamber of Commerce and Better Business Bureau
• Member, Financial Planning Association (formerly IAFP)

Personal

Rich and his wife, Jackie, have been married since December 1992 and have twins, Jackson and Kelsey. Rich enjoys boating, waterskiing, and working out in various capacities such as weightlifting, running, biking & bootcamps. He also enjoys spending time with his family, coaching youth football, and watching both the Arizona Cardinals & Central Michigan Chippewas play football.

Rich has gained encouragement and strength from Christ's words to us in Jeremiah Chapter 29, verse 11: “For I know the plans I have for you declares the Lord...plans to prosper you & not harm you...plans to give you hope & a future!”

Another inspiring verse is in Philippians Chapter 4, verse 13: “I can do All things through Christ who strengthens me.”

Rich loves the quote from motivational speaker, Zig Ziglar on teamwork: Successful people use their strength by recognizing, developing, and utilizing the talents of others"

One of Rich's favorite movies, Braveheart, was quoted by the following statement: Every man Dies...not every man truly Lives"

Phone: Extension #104

Email: patrick@wealthadv4u.com

Education, Training, Experience

Patrick has more than 20 years of experience as a global economist, investment strategist, and portfolio manager, with extensive knowledge across all major asset classes. His philosophy as an investor is to first understand the broad “megatrends” shaping today’s business environment and financial markets, and then to develop the appropriate strategies and tactics to take advantage of those trends. His experience extends from domestic bonds and stocks to foreign developed-country stocks, emerging markets, real estate, commodities, and other alternative asset classes.

Patrick’s big-picture, global approach comes in part from his academic training in international relations, public policy, and economics. However, it also stems from his early career as an intelligence analyst at the Central Intelligence Agency in Washington, DC, where he helped U.S. policymakers understand the complexities and implications of Soviet defense spending and the impact of falling defense budgets in Russia in the early 1990s. Later, he served as an economic consultant at NATO Headquarters in Brussels, Belgium, where he analyzed the nexus between defense budgets and economic performance in Europe and the rest of the Alliance.

More recently, Patrick worked at A. G. Edwards & Sons (now Wells Fargo Advisors), in St. Louis, Missouri, where he first served as the firm’s international economist and then as a futures analyst studying and issuing recommendations on interest-rates, foreign currencies, and precious metals. In recognition of his ability to connect global economic and financial trends to specific investment ideas, he was apppointed to the firm’s Investment Strategy Committee and its Research Review Committee. Directly prior to joining WMI, Patrick served as the economist, investment analyst, and portfolio manager at Terra Nova Ventures, a Phoenix-based private-equity fund focused on international agriculture investments.

Degrees & Certifications

• Master of Business Administration (MBA) in Finance (Certificate in Investment
• Valuation and Management): Arizona State University, 1997
• Master of Public Policy (MPP) in Business-Government Relations: Harvard University, 1987
• Bachelor of Arts (BA) in Government and International Relations: University of Notre Dame, 1984

Certifications And Licensing

• Chartered Financial Analyst (CFA), 1999

Professional Involvement

• Member, CFA Institute

Phone: Extension #103

Email: marykay@wealthadv4u.com

Mary Kay has been with Wealth Management since October 2002. She works full-time as a CSA; helps cover the front desk as well as office manager for our new building. She is also responsible for supplies, leasing out office space and basic maintenance for new office building. Mary Kay semi-retired from the phone company in Illinois after working there for more than 25 years.

Mary Kay was a part of a big Irish Catholic Family growing up with 7 siblings. She currently lives in Peoria, AZ with her Daughter, Son-in-Law and a variety of pets (dogs and cats). Her extra time is spent with family, pets and she loves to bake.

Motto: What you see is what you get!!!! (I do not try to be something that I am not)

Phone: Extension #116

Email: judy@wealthadv4u.com

As the Event Planner and Director of Marketing, Judy brings a wealth of experience to WMI. It all started years ago as a work at home mom with 3 children – planning birthday parties, school and neighborhood fund raisers, and then entertaining clients to help her husband grow their family-owned printing business in California. After she and her husband retired the first time, they relocated back to hometown – Kansas City. It didn’t take long for Judy to get back to planning events. The next 14 years were spent with the Sunflower Group, a privately owned marketing and product sampling company. With a company band, company jet and some very well-known clients such as Pepsi, Frito Lay, Pillsbury, and Kraft Foods, to name a few, Judy had some great events to plan. These events included taking the band on the road for a client appreciation tour, sales team trip to a dude ranch in Colorado, an employee family trip to the Lake of the Ozarks, and last but certainly not least a few sampling events at the Fiesta Bowl. Coming out of retirement a second time has been exciting and fun. Planning events for WMI has given Judy a chance to stay active, productive, meet new people and help Dan and Rich provide financial information/support through quarterly investment update meetings and symposiums as well as to say “thank you” at client appreciation events.

Personal

Judy loves to play golf and bridge, knit, travel, and spend time at the beach with her family.